Posts Tagged ‘Difference’

What is the difference between equity funds and debt funds?

Mutual funds come in handy for various investment needs, taking into account factors like time, risk, and financial goals. Investors have different risk appetites based on their life stage and financial situation. To pick the right mutual fund, comparing equity and debt funds is crucial.

Equity funds invest in stocks, aiming for capital appreciation and dividends. They are riskier but offer higher returns over the long term. They are categorised by market capitalisation—large cap, mid cap, small-cap, etc. On the other hand, debt funds primarily invest in debt and money market instruments, providing income through interest payments. Debt funds are less risky compared to equity.

The main differences lie in risk, returns, and investment tenures. Equity involves higher risk but can yield superior long-term returns. Debt funds have lower to moderate risk, suitable for shorter durations. The choice depends on your risk tolerance and financial goals.

Debt funds have different …


A Teacher Makes a Difference

When I was a kid, my parents signed me up for piano lessons, and I didn’t like it. I didn’t want to play the piano in the first place, but my parents were instant that I learn how to do it. The piano teacher was mean, and the lessons just weren’t fun at all. Eventually I stopped playing, but as I became older, I wished that I had stuck with the piano. I wanted to learn how to play the piano again, and I wanted a good piano teacher in Singapore instead of a bad teacher like the one that I had when I was a kid.

After doing some searching online, I found a teacher that was near me and contacted her for lessons. I was worried that she wouldn’t want to teach me because I wasn’t a kid, but she said that it didn’t matter. On the day …


Real Investing Tips That Can Make A Big Difference

Real estate investing can mean serious profits or substantial losses. While bubbles do form and crash, it is also true that land is the one commodity not being made anymore. So, the values tend to rise. Still, you need to more than just the old adage about “location, location, location.” This article is here to help.

Before investing in the real estate market, research and analyze market conditions. Look at between 50 and 100 properties in a location you desire, and create a spreadsheet with each one. You need to be looking at how much you’ll make in rent, what kinds of repairs need to be done, and how much the current prices are. Thinking about these factors can assist you with separating good deals from bad deals.

Think carefully about the form of real estate investing that you are most interested in pursuing. Flipping real estate property may be …