November 2, 2023
Comments Off on What is the difference between equity funds and debt funds?
Posted in: Uncategorized
Mutual funds come in handy for various investment
needs, taking into account factors like time, risk, and financial goals.
Investors have different risk appetites based on their life stage and financial
situation. To pick the right mutual fund, comparing equity and debt funds is
crucial.
Equity funds invest in stocks, aiming for capital
appreciation and dividends. They are riskier but offer higher returns over the
long term. They are categorised by market capitalisation—large cap, mid cap,
small-cap, etc. On the other hand, debt funds primarily invest in debt and
money market instruments, providing income through interest payments. Debt
funds are less risky compared to equity.
The main differences lie in risk, returns, and
investment tenures. Equity involves higher risk but can yield superior
long-term returns. Debt funds have lower to moderate risk, suitable for shorter
durations. The choice depends on your risk tolerance and financial goals.
Debt funds
have different …
March 9, 2017
Comments Off on An employment equity training programme truly is a cost worth bearing for all businesses in South Africa
Posted in: Uncategorized
An employment equity training programme truly is a cost worth bearing for all businesses in South Africa. Let us take a look at why.
Firstly, there is the law to consider. The employment equity act was drawn up to give a voice to those who have been side-lined for too long. Employment equity training will allow a business to learn the tools which will give them an opportunity to help these individuals through learnership programmes to setting up a safer environment alleviating discrimination.
Second, there is BEE to consider. Employment equity makes up one of the factors that leads to a company’s total score on the BEE license. The higher the score, the better the benefits that the company will enjoy. The bonus to making up one of the factors is that it is here that a major portion of points can be scored. With this in particular, employment equity …